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Take another, but related form of RMT, already active in WoW. Why if I want to join my friends on another server with my current character I have to pay for the transfer?

Oh, that one's easy. Because the system can be abused by people who want to swap between servers to avoid reprecussions for actions on their current server. The fee and cooldown is there to create a permanancy to their server selection and to make think people think twice about changing and if they are really sure about doing it. Otherwise, people would be swapping servers all the time.

I honestly thought you'd be able to figure that one out on your own.